Employee Life and Health Trust (ELHT) is a savings and investment vehicle through which an employer, union or association can provide life and health benefits to its employees or members.
Extended health care (EHC) refers to insurance benefits that help employees and their eligible dependents (plan members) pay for health care expenses that are not covered by their provincial plans.
Financial Services Regulatory Authority (FSRA) is an independent regulatory agency that regulates financial service providers, such as insurance companies and pension plan administrators. FSRA has a mandate to protect consumers and pension plan beneficiaries in the province of Ontario. The agency is self-funded and designed to operate at arm's length from the government.
Guidelines are issued by the College of Chiropractors of Ontario (CCO) as instructions for practice that are approved of by Council.
Health Spending Account (HSA), also known as a Health Care Spending Account (HCSA), is a way that employers can offer additional flexibility to employees in their health benefits coverage. In this arrangement, the insurer administers an account with a sum of money provided by the employer, which the employee can spend on specified goods or services. Eligible expenses under a health spending account are often defined as those that qualify for the Canada Revenue Agency [...]
Identity theft is when your personal or financial information is used by someone else to commit fraud.
Incentive is a product or device given for free or sold at a reduced price as a complement to a different product or service. The College of Chiropractors of Ontario (CCO) does not prohibit chiropractors from offering discounts and incentives to patients, so long as there is no third-party payor involved (e.g. the patient is paying for the products and/or services themselves and does not submit the expense to their EHC plan). Insurance companies do [...]
